It might be more convenient or easier to get car finance from the car dealer, but it may not be the best deal! Banks, credit unions and other financial institutions usually will be cheaper and more flexible.

If you sign anything at the dealership, it will probably be a contract of sale.

You may also sign a car loan application or car loan contract.

A contract is legally enforceable, so make sure you read it carefully before signing. Don’t sign unless you understand what you are signing and you’re certain that you’ll be buying the car. If in doubt, always seek further advice.

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